Muirfield Insurance » Specified Perils Policy
 

Specified Perils Policy

horsestall2Another type of mortality policy is the specified perils policy, which provides coverage for death due to fire, lightning or collision in transit. This policy provides extremely limited coverage, and is, accordingly, very inexpensive to purchase. The rates for specified perils coverage range from .5% to 1% depending only upon whether or not the animal is in training. In areas of the country which suffer severe lightning storms, this coverage provides a very economical protection from the perils named in the policy.