Muirfield Insurance » Farm Policy

Farm Policy

This policy is custom designed to meet the insurance needs of today’s horse farm owner. The farm policy offers both flexibility and broad protection at a competitive price. Whether you operate your horse farm as an individual, partnership, or a corporation we can provide a policy to meet your financial needs.

Coverage is available for all different types of farm structures. From the dwelling you live in, including your contents and personal property, to your barns and other farm outbuildings. Also, you can insure other types of property such as jewelry, furs and antiques which require special attention. We offer you a broad range of coverage choices, from the basic coverage of named perils protection to a special all risk protection which is the most comprehensive coverage that we offer.

farmland1The farm policy recognizes that many people not only work on their farm, but live there. Therefore, in addition to covering the farm operation, the policy can be tailor made to handle the needed protection for a homeowner or family who also lives on a horse farm.

The farm policy will also insure you against farm liability up to the stated limits of the policy. Coverage is available for small individual operators or commercial equine operations with policy limits up to $1,000,000. When a person is injured or someone else’s property is damaged as a result of your farm activities we will, subject to the exclusions in the policy, settle claims for which you are legally liable. Most equine operations are eligible, including but not limited to show, personal use, boarding, training, breeding and riding instruction operation facilities.

Certain exclusions and limitations apply to the Farm policy so it is important to discuss all the coverages provided and exclusions contained in the policy with your agent before purchasing the policy.